This site uses cookies for analytics and to improve your experience. By clicking Accept, you consent to our use of cookies. Learn more in our privacy policy.

Skip to content
JML Accountancy Logo Godalming AccountantsJML Accountancy Logo Godalming Accountants Surrey
  • Home
  • About UsExpand
    • Careers
  • ServicesExpand
    • Bookkeeping
    • Payroll
    • Tax Returns
    • VAT Returns
    • Making Tax Digital
    • Management Accounting
    • Xero Accountants
    • CIS Accountants
    • Limited Company Accounts
  • LocationsExpand
    • Farnborough
    • Farnham
    • Godalming
    • Guildford
    • Petersfield
  • Insider NewsExpand
    • Why Management Accounts Matter at Year End
    • Payments on Account Explained
    • VAT for Construction Businesses
    • Rachel Reeves Budget
    • E-Invoicing: What HMRC’s Plans Mean for Your Business
    • National Insurance key changes in 2025-26
  • Making Tax DigitalExpand
    • Making Tax Digital Guide
    • What is MTD Accounting Software
    • MTD for Landlords
    • Making Tax Digital for CIS Subcontractors
Contact Us
JML Accountancy Logo Godalming AccountantsJML Accountancy Logo Godalming Accountants Surrey
  1. Home
  2. Author: Naveed Mughal
Naveed Mughal

Naveed Mughal

Director

Naveed is a qualified accountant and holds a Master’s degree from Cardiff University.

Naveed Mughal is a director at JML Accountancy, where he helps small/medium sized businesses, sole traders and limited-company directors keep on top of their numbers and their obligations to HMRC. He writes regularly for the JML blog, turning the parts of tax and accounting that usually cause headaches; subjects like allowable expenses, self-assessment deadlines, VAT, payroll and choosing the right business structure — into plain-English guidance you can actually act on. Every article Naveed has published for JML Accountancy is listed below.

Specialist Subjects:

  • Accounting
  • Payroll
  • CIS Accountancy
  • Management Accounting
  • VAT
  • Tax, Tax Returns, Corporate Tax, Tax Advisory, Personal Tax Planning, Self Assessment Tax Returns
  • Cash Flow Forecasting
  • Budgets
  • Bookkeeping

Social Links

  • LinkedIn
MTD For Landlords

MTD for Landlords: Making Tax Digital for Property Income

By Naveed Mughal
Posted in Blog
Construction Site

VAT for Construction Businesses: Rates, Reverse Charge & CIS

By Naveed Mughal
Posted in Blog
What is MTD Software

What is MTD Accounting Software

By Naveed Mughal
Posted in Blog
Making Tax Digital for CIS Subcontractors in Surrey and Hampshire

Making Tax Digital for CIS Subcontractors: What You Need to Know Before April 2026

By Naveed Mughal
Posted in Blog
Tax Planning for Medium Businesses

Why Management Accounts Matter at Year End

By Naveed Mughal
Posted in Insider News
Payments on accounts explained

Payments on Account Explain: Why Your January Tax Bill is Higher

By Naveed Mughal
Posted in Insider News
  • MTD For Landlords
    Blog

    MTD for Landlords: Making Tax Digital for Property Income

    ByNaveed Mughal August 11, 2026August 18, 2026

    Read More MTD for Landlords: Making Tax Digital for Property IncomeContinue

  • Construction Site
    Blog

    VAT for Construction Businesses: Rates, Reverse Charge & CIS

    ByNaveed Mughal June 12, 2026June 15, 2026

    Read More VAT for Construction Businesses: Rates, Reverse Charge & CISContinue

  • What is MTD Software
    Blog

    What is MTD Accounting Software

    ByNaveed Mughal April 1, 2026August 18, 2026

    Read More What is MTD Accounting SoftwareContinue

  • Making Tax Digital for CIS Subcontractors in Surrey and Hampshire
    Blog

    Making Tax Digital for CIS Subcontractors: What You Need to Know Before April 2026

    ByNaveed Mughal March 30, 2026June 15, 2026

    Read More Making Tax Digital for CIS Subcontractors: What You Need to Know Before April 2026Continue

  • Tax Planning for Medium Businesses
    Insider News

    Why Management Accounts Matter at Year End

    ByNaveed Mughal March 13, 2026August 18, 2026

    Read More Why Management Accounts Matter at Year EndContinue

  • Payments on accounts explained
    Insider News

    Payments on Account Explain: Why Your January Tax Bill is Higher

    ByNaveed Mughal January 13, 2026January 13, 2026

    Read More Payments on Account Explain: Why Your January Tax Bill is HigherContinue

  • A woman comparing data using her iphone
    Blog

    E-Invoicing: What HMRC’s Plans Mean for Your Business

    ByNaveed Mughal December 10, 2025March 13, 2026

    Read More E-Invoicing: What HMRC’s Plans Mean for Your BusinessContinue

  • Tax Rises Accountants and Lawyers from Rachel Reeves next budget in 2025
    Insider News

    Tax Policy Analysis: Reeves Eyes Lawyers and Accountants in New Revenue Drive

    ByNaveed Mughal October 31, 2025October 31, 2025

    Read More Tax Policy Analysis: Reeves Eyes Lawyers and Accountants in New Revenue DriveContinue

  • Autumn Budget UK 2025
    Insider News

    Rachel Reeves 2025 Budget: What Businesses Must Know About Tax Changes

    ByNaveed Mughal September 2, 2025August 18, 2026

    Read More Rachel Reeves 2025 Budget: What Businesses Must Know About Tax ChangesContinue

  • National Insurance Changes 2025 26
    Blog

    National Insurance key changes in 2025-26

    ByNaveed Mughal February 20, 2025June 15, 2026

    Read More National Insurance key changes in 2025-26Continue

  • Making Tax Digital
    Insider News

    Making Tax Digital Guide

    ByNaveed Mughal December 5, 2024August 18, 2026

    Read More Making Tax Digital GuideContinue

  • HMRC Xmas party allowance
    Blog | Insider News

    Business Tax-Exempt Allowances for the Festive Season

    ByNaveed Mughal December 1, 2024December 1, 2024

    Read More Business Tax-Exempt Allowances for the Festive SeasonContinue

Page navigation

1 2 Next PageNext

JML Business Services Address

10-11 Innovation Place, Douglas Drive, Catteshall Lane,
Godalming,
Surrey,
GU7 1JX

Our Accreditations

aat logo
Xero Logo
Chamber-Logo

Our Policies

  • Terms of Website Use
  • Acceptable Use Policy
  • Terms and Conditions
  • Privacy Policy
  • Cookie Policy

Our Site

  • Bookkeeping
  • Payroll
  • Tax Returns
  • VAT Returns
  • Management Accounting
  • CIS Accountants
  • Xero Accountants
  • Services
  • Careers
  • About Us

Locations

  • Farnborough
  • Farnham
  • Petersfield
  • Guildford
  • Godalming

Social

  • LinkedIn
  • Google

Copyright © 2026 JML Business Services.
Company Number: 03463265.
All rights reserved. Site by Web Design Pro

  • Accountants Godalming
  • Services
    • Bookkeeping
    • Payroll
    • Tax Returns
    • VAT Returns
    • Management Accounting
    • Making Tax Digital
    • Xero Accountants
    • CIS Accountants
    • Limited Company Accounts
  • Locations
    • Farnborough
    • Farnham
    • Godalming
    • Guildford
    • Petersfield
  • Insider News
    • Why Management Accounts Matter at Year End
    • Payments on Account Explained
    • VAT for Construction Businesses
    • Rachel Reeves Budget
    • National Insurance key changes in 2025-26
    • Bookkeeping Pitfalls and how to avoid them
  • About Us
  • Contact Us
  • Policies
    • Privacy Policy
    • Acceptable Use Policy
    • Terms and Conditions
    • Cookie Policy
    • Terms of Website Use
  • Making Tax Digital
    • Making Tax Digital Guide
    • What is MTD Accounting Software
    • MTD for Landlords
    • Making Tax Digital for CIS Subcontractors
Search