Accountants in Farnham, Surrey

Plain-speaking accountancy support for Farnham’s businesses and individuals

JML Business Services offers expert accountancy for sole traders, start-ups, and small to medium-sized businesses across Farnham and the surrounding Surrey area, as well as Self Assessment tax return support for individuals.

Meet Our Team

Accountants Who Understand Farnham’s Business Community

Farnham has a distinct business character that sets it apart from other Surrey towns. The town centre supports a strong independent retail and hospitality scene, while the surrounding area; from the creative studios along West Street to the trades and construction firms operating out of Badshot Lea and Wrecclesham cover a wide spread of sectors and business structures.

Add to that the number of self-employed professionals and consultants who’ve relocated to the Farnham area for the quality of life, and you have a business community with genuinely varied accountancy needs. Some of our clients want a hands-off service that just gets things done. Others want a sounding board: someone to talk through the financial side of growing their business.

We’re set up for both.

Our office in Godalming is around ten miles from Farnham town centre. Close enough for a face-to-face meeting when you want one, and well-equipped for that online meeting when you don’t.

Enquire about our services

Why Choose Our Accountants in Farnham, Surrey?

Farnham’s Business Mix, and Why It Matters for Your Accounting

Did you know that Farnham is home to a higher-than-average concentration of self-employed professionals, sole traders, and micro-businesses compared to many Surrey towns?
That shapes what local businesses actually need from an accountant, and it’s something generic firms often miss.

For Sole Traders and the Self-Employed

Whether you’re a consultant, a designer, a therapist, or a tradesperson, sole trader accounts and Self Assessment returns are bread and butter for us. We also help sole traders understand when incorporation makes financial sense…. and when it doesn’t.

For Farnham’s tradespeople and construction businesses

The construction sector around Farnham and the wider GU9 area generates steady demand for CIS (Construction Industry Scheme) accounting. From verifying subcontractors to monthly CIS returns and reclaiming overpaid tax, we handle all of it and we speak the language.

For Landlords in the Farnham area

Property income continues to attract growing compliance requirements. From reporting rental income correctly on your Self Assessment to understanding the tax implications of a property portfolio, we help Farnham landlords stay on the right side of HMRC without overpaying.

For growing businesses and limited companies

Are you on the up? Once a business reaches a certain size, management accounts become less of a luxury and more of a practical tool. Monthly or quarterly management accounts give directors a clear view of margins, cashflow, and performance. This is useful when you’re making decisions about hiring, investment, or whether it’s the right time to take on new premises.

Transparent Pricing, Reliable Advice

We believe in clear, fixed-fee pricing. You’ll know exactly what you’re paying before we start: no surprise invoices, no charges for every brief phone call.

Our JML accountants don’t just process numbers; they look for legitimate ways to reduce your tax burden, improve your margins, and help you make better financial decisions throughout the year.

We take the time to understand your situation before recommending anything. From one-off Self Assessment returns to fully managed monthly bookkeeping and payroll, our services flex around what you actually need not what’s easiest to package.

Speak to our Team Business help from JML

Making Tax Digital Support for Farnham Businesses

MTD for Income Tax is now in effect for sole traders and landlords earning over £50,000, with more businesses brought in over the coming years. If you’re based in Farnham and unsure whether you’re affected, or you know you are but haven’t got the right software and processes in place yet, we can help you get sorted quickly and correctly.

Find out more about our MTD support → or read our MTD 2026 Guide →

Client Meeting regarding accounts Farnham Surrey

Personalised Financial Support for Farnham Individuals and Businesses

Let us be your accountancy experts keeping you up to date with your financial position.

Accessible Support — Face to Face or Fully Digital

We work with clients in a way that suits them. Some prefer to visit our Godalming office for a proper sit-down meeting. Others manage everything remotely using cloud accounting platforms like Xero, QuickBooks, or FreeAgent. We’re comfortable with either or a blend of both.

Face-to-face meetings when you want to talk things through in person

Fully digital workflows using cloud accounting software

Hybrid working for clients who prefer flexibility throughout the year

Enquire about our Services

Start With a Free Initial Consultation

Not sure where to begin? Start with a no-obligation conversation. We’ll take the time to understand your situation, explain which of our services are most relevant, and give you a clear picture of how we can help. There is no pressure and no sales pitch.

Let’s Talk

Smarter Tax Solutions for Farnham Businesses and Individuals

Take the Stress Out of Tax

Whether you’re a sole trader, a landlord, a limited company director, or a self-employed professional, tax doesn’t have to be something you dread. Our team manages the detail and the deadlines, and the calculations, and the HMRC submissions, allowing you to get on with running your business or simply reclaim some headspace.

Tax Preparation

We discuss your current position, identify opportunities, and make sure everything is in order before any filing deadline approaches.

Income Tax

From PAYE reviews to dividend planning, we make Self Assessment straightforward for sole traders, directors, landlords, and higher-rate taxpayers in Farnham and across Surrey.

Corporation Tax

We calculate your liability accurately, identify allowable reliefs including capital allowances and investment incentives, and file returns on your behalf, accurately and on time.

Business Tax

Partnership expenses, allowable costs, R&D relief where it applies — we make sure you’re not paying more than you need to, and that your records stand up to scrutiny.

Contact our Team View our Office

This is Proactive Tax Planning, Not Just Compliance

Dealing with tax reactively, that annual January scramble or year-end costs businesses more than it needs to. We take a forward-looking approach, building strategies around your actual goals: growing the business, extracting profit efficiently, planning for a major investment, or simply sleeping better at night knowing your affairs are in order.

Bookkeeping and Payroll That Simply Gets Done

Bookkeeping That Keeps You on Top

No end-of-quarter panic
No receipts piling up in a drawer
Just clean, current records you can act on

Choose how often you’d like us to manage your books — weekly, monthly, or quarterly — and we’ll build the service around your routine.

Payroll That Runs Like Clockwork

Accurate, on-time payslips for your team
PAYE processing and HMRC Real Time Information (RTI) submissions
Auto-enrolment setup and ongoing pension contributions managed

Getting payroll wrong causes headaches for everyone. We make sure it doesn’t.

Make Life Simpler today for you and your team!

Complete a Contact Form

Join our Happy Clients

FAQs

Our main office is in Godalming, which is around ten to twelve miles from Farnham. We regularly work with businesses across Surrey and offer flexible options — face-to-face meetings at our office, visits to you, video calls, or fully digital working through cloud accounting tools like Xero, QuickBooks, and FreeAgent.

We work with a wide range of businesses and individuals across Farnham and the GU9 area, including sole traders, freelancers, consultants, tradespeople, CIS subcontractors, landlords, limited company directors, and growing SMEs. Farnham has a particularly strong self-employed and creative professional community, and we’re well-practised in the accounting needs that come with that: from straightforward Self Assessment returns to more involved business structuring as companies grow.

Yes. We handle Self Assessment returns for individuals across Surrey, including sole traders, landlords, company directors, and higher earners. We’ll make sure your return is accurate, filed on time, and reviewed to ensure you’re not overpaying.

We provide flexible bookkeeping support — weekly, monthly, or quarterly — depending on what suits your business. We use cloud accounting platforms to keep your records current and accessible, so you always have a clear picture of where your finances stand.

Our accountancy firm has experience across various industries, including retail, healthcare, construction, hospitality, and professional services. We tailor our services to meet the unique financial needs of each industry.

Yes, we offer full payroll management services, ensuring your employees are paid accurately and on time while also managing tax withholdings, deductions, and benefits administration in compliance with local regulations.

Yes. Whether you have one member of staff or a growing team, we handle payroll end-to-end with payslip generation, PAYE processing, HMRC RTI submissions, and auto-enrolment pension management. We make sure your team gets paid on time and that you stay compliant without having to think about it.

Absolutely. Our payroll service covers payslip generation, PAYE processing, HMRC submissions, and auto-enrolment pension management. We handle the compliance and the deadlines so you don’t have to.

It’s a straightforward, no-obligation conversation. We’ll listen to your situation, explain how our services work, and give you an honest view of whether we’re the right fit.

Yes. MTD is already in place for VAT-registered businesses and is being extended to Income Tax. We help Farnham businesses get set up with the right software, understand their obligations, and stay compliant as the rules evolve.

It’s simpler than most people expect. We handle the communication with your previous accountant and manage the transfer of records. You don’t need to worry about the admin. Just get in touch and we’ll take it from there.